Have you been thinking long and hard about becoming a homeowner? Are you tired of renting and accumulating rent receipts month after month with nothing to show for it? Are you concerned that you may not have enough in savings for a down payment or an acceptable credit score to qualify for a loan?

Well, the tide is turning in your favor. Having a large downpayment and perfect credit are not required when you buy a home using a lease/purchase. At the beginning of the home buying process, what you need most is specialized knowledge and the determination to put that knowledge to work.With these 8 tips, you will get started on the right foot toward homeownership.